We build for you.
Idempotent requests and custom metadata
- You can now add custom
metadatawhen creating or updating representatives. Thismetadatawill be included in the response when retrievingrepresentativedetails via a GET request. - To prevent duplicate requests, we’ve introduced idempotent requests. Include a unique
Idempotency-Keyheader in your HTTP requests to utilize this feature. - We’ve added dark mode to the onboarding form. It’ll automatically match whatever theme you’re using on your device.
Ruby SDK and overall updates
- We’ve released a new version of our existing Node and Python SDKs.
- We’ve added a new Ruby SDK for Straddle, check it out here: Ruby SDK.
Sandbox Simulations
- We’ve improved the ability to simulate various scenarios in the sandbox environment when integrating with Straddle. Follow this guide to learn more about it Sandbox Simulations.
Quiltt Integration
- We’ve built a new integration to our Open Banking stack with our partner Quiltt. This allows you to bring your existing Open Banking connections from Quiltt Connector to integrate with Straddle using the Straddle Bridge API.
Zapier Integration
- You can now integrate Straddle with Zapier to trigger automated workflows when events occur in Straddle. Check out the new docs for Zapier integration.
Straddle Reputation
We’re excited to introduce Straddle Reputation, a powerful new fraud prevention system that leverages consortium data to identify repeat bad actors and stop friendly fraud before it happens.
What’s New
Data-driven Fraud DetectionAccess risk signals derived from a vast network of financial institutions, fintechs, neobanks, lenders, gaming platforms, and telcos across the US. Friendly Fraudster IdentificationIdentify consumers with histories of fraudulent activities across multiple institutions before they can harm your business. Reputation Risk ScoreReceive a numerical risk score specifically designed to identify repeat bad actors, enabling more informed decisioning. Historical InsightsAccess detailed transaction history metrics including ACH fraud, card disputes, account closures, and more to understand the full context of risk signals. Reputation CodesInterpret risk with specific reason codes that explain exactly which risk factors were identified for a consumer identity. Built Into Customer ProfilesReputation data is automatically integrated into every customer profile, providing seamless access to risk intelligence throughout your payment flows. New DocumentationHow Straddle Reputation helps fights friendly fraudMarketplace Platforms
We’ve evolved Straddle Embed to support two distinct platform types with different customer relationship models.What’s New
Marketplace PlatformsA new model enabling platform-level customers who can transact with multiple accounts (sellers). SaaS PlatformMaintains the existing 1:1 customer-to-account relationship for vertical SaaS providers whose end users interact with individual businesses. Platform-Level CustomersMarketplace platforms can now create customers at the platform level with centralized profiles, allowing seamless transactions across multiple sellers. New DocumentationLearn more about both models in our Straddle Embed: Platform Guide.Payment Reporting API
We’ve launched a powerful new reporting endpoint that makes it easier to search, filter, and analyze your payment data.What’s New
Unified Payment SearchSearch across both charges and payouts with a single API endpoint, simplifying how you access and analyze your payment data. Advanced FilteringFilter payments by type, status, amount ranges, date ranges, customer IDs, and more to find exactly the transactions you need. Flexible SortingSort results by created date, payment date, effective date, amount, or ID in ascending or descending order. Pagination SupportControl result set size with customizable page size and pagination to efficiently process large datasets. Full-Text SearchFind payments using free-text search across relevant payment fields for quick information retrieval. New DocumentationCheck out the new reporting endpoint in our API Reference.API Logs
Introducing detailed and searchable API logs within the Straddle Dashboard to help you monitor and troubleshoot your integration.
What’s New
Advanced Search and FilteringFind the exact requests you need with powerful filtering by method, status code, timestamp, and duration. Faster TroubleshootingIdentify and resolve integration issues more efficiently with complete request/response data and status codes available in real time. Improved ObservabilityQuickly identify bottlenecks or errors across your payment flows with comprehensive performance metrics and response times. Historical Data AccessAccess up to 30 days of historical API logs to track down intermittent issues or analyze usage patterns over time.Dashboard V2
We’ve completely rebuilt the Straddle dashboard from the ground up, focusing on developer experience, workflow efficiency, and powerful insights to help your team move faster.
What’s New
Work smarter, not harderNavigate with confidence through our intuitive layout designed for developer productivity. Access critical information with fewer clicks. Business metricsTransform complex data into actionable insights with our improved interactive charts, real-time metrics, and comprehensive reporting tools. Spot trends faster and make data-driven decisions with confidence. Built for speedExperience lightning-fast response times with our rebuilt architecture. Page loads are up to 70% faster, API responses are optimized, and resource utilization is significantly reduced.Business Identity and Chargeback Protection
We’ve expanded our identity verification capabilities with a comprehensive solution specifically for business customers.
What’s New
Business Verification EngineVerify business customers with advanced checks for EIN, legal business name, business address, and people associated with the business. Business Identity CodesNew “BI” prefixed verification codes provide detailed insights into verification results across multiple categories including tax ID verification, address verification, entity type, and business standing. Chargeback ProtectionBusinesses using Business Identity verification now receive chargeback protection after 48 hours for verified business customers. Risk ScoringNumerical risk scores from 0 to 1 help assess business verification status for more intelligent decision-making. New DocumentationLearn more about integrating and interpreting Business Identity in our Business Identity guide.SDKs
- Python SDK: Launched the Straddle Python SDK with type definitions and sync/async clients.
- Node.js SDK: Launched the Straddle Node.js SDK with TypeScript support for Node.js, Deno, and Bun.
Webhooks
- Polling Endpoints: Added the ability to get a stream of events by polling webhook endpoints, useful for local testing or batch processing.
- Storage Integrations: Send Straddle webhook data directly to AWS S3, Azure Blob Storage, or Google Cloud Storage.
Developer Tools
- Interactive Playground: Launched a new interactive developer playground at straddle.dev.
- Postman Collection: Published an official Postman collection at https://www.postman.com/strddl.
Website
- New Marketing Site: Launched a revamped marketing site at straddle.io with clearer product explanations.
Platform
- API Status Page: Launched a dedicated API status page at status.straddle.io with support for email/webhook subscriptions.